Pre Discharge Debtor Education Course

About Pre-Discharge Debtor Education

If you filed for a Chapter 7 or Chapter 13 bankruptcy, a Debtor Education Course is required by law, prior to your application for discharge. We are approved by the Executive Office of the U.S. Trustees and Bankruptcy Administrator to issue certificates in compliance with the Bankruptcy Code. In this course you will learn the fundamentals to effectively manage your finances and take charge of your personal financial affairs.

Learning Objectives

At the conclusion of this course, participants will be better able to
o Understand how to create budgets and forecasts to better manage their finances
o Set long and short term financial goals
o Understand how to manage credit and the impact of credit on their financial future
o To cope with unexpected financial events
o Understand the various consumer protection laws and the agencies involved

We Provide Prompt Certificate Delivery

After you complete this course we will promptly issue your required certificate. You must then file a form called Debtors Certification of Completion of Post Petition Instructional Course (Official Form 423) with the court, along with the course completion certificate you received. You may find the most up to date version of Form 423 on the website of the United States Courts at

Course Credits

2 Hours of Debtor Financial Education

Available Classes