Pre-Discharge Debtor Education Course

States We Offer Bankruptcy Classes


About The Required Debtor Education Course

Under the 2005 amendments to the Bankruptcy Code; if you filed for a Chapter 7 or Chapter 13 bankruptcy, a debtor education course is required prior to your application for discharge. In this course you will learn the fundamentals to effectively manage your finances and take charge of your personal financial affairs. Westbay Mediation Group is approved by the United States Trustee to issue certificates evidencing completion of a personal financial management instructional course in compliance with the Bankruptcy Code (approval does not endorse or assure the quality of a Provider's services).

This Course May Also Be Known As

o Second Bankruptcy Course
o Post-Bankruptcy Filing Course
o Pre-Discharge Course
o Debtor Education Course
o Post-Bankruptcy Counseling
o Personal Financial Management Course
o Post Filing Credit Counseling Course

Learning Objectives

At the conclusion of this course, participants will be better able to
o Understand how to create budgets and forecasts to better manage their finances
o Set long and short term financial goals
o Understand how to manage credit and the impact of credit on their financial future
o To cope with unexpected financial events
o Understand the various consumer protection laws and the agencies involved


o Delivered in an entertaining video format
o Tailored to the adult learner
o Prompt delivery of your Certificate of completion
o Fantastic customer service team
o Affordable under any budget

Course Credits

Two hours of required personal financial management education

Terms of Use and Required Disclosures


Course Fees

Optional Fees
Electronic filing of each certificate with the court: $9.95
Mailing each certificate via USPS regular mail: $9.95


By continuing with this registration you have read and agree to abide by our terms and required disclosures