Pre-Discharge Debtor Education Course

About The Required Debtor Education Course

This page describes the second bankruptcy course which you must complete prior to the Court granting you a discharge.

Under the 2005 amendments to the Bankruptcy Code, if you filed for Chapter 7 or Chapter 13 bankruptcy, a debtor education course is required prior to your application for discharge. In this course you will learn the fundamentals to effectively manage your finances and take charge of your personal financial affairs.

In Chapter 7 bankruptcy; you must complete this course and file Form 423 no later than 45 days after the date on which your meeting of creditors was first scheduled. In Chapter 13 bankruptcy; you must complete this course and file Form 423 no later than the date on which you make your last plan payment. Try your best not to miss these deadlines because the court might close your case and you'll have to reopen your case and repay the entire filing fee.

Rest assured that Westbay Mediation Group is approved by the United States Trustee to offer the personal financial management course and issue certificates evidencing completion in compliance with the Bankruptcy Code.1.

Why Take This Course With Us?

• Our course is delivered in an entertaining video format
• If you learn visually, you will love this course
• Delivered safe and secure via the internet
• Requires no special software or computer setup on your part
• All you need is a modern internet browser and an internet connection
• Take the course at your own pace in the comfort of your home or office
• Available to you 24/7
• Prompt email delivery of your Certificate of completion
• Affordable under any budget
• Fantastic customer service team

This Course May Also Be Known As

• Second Bankruptcy Course
• Post-Bankruptcy Filing Course
• Pre-Discharge Course
• Debtor Education Course
• Post-Bankruptcy Counseling Course
• Personal Financial Management Course
• Post Filing Credit Counseling Course

Learning Objectives

At the conclusion of this course, participants will be better able to
• Understand how to create budgets and forecasts to better manage their finances
• Set long and short term financial goals
• Understand how to manage credit and the impact of credit on their financial future
• To cope with unexpected financial events
• Locate the various consumer protection laws and the agencies involved

1. Approval does not endorse or assure the quality of an Agency's services.

Course Credits

Two hours of required personal financial management education


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States We Offer Debtor Education Courses